So I Am More Likely to Die Younger if I Smoke?

Cigarette smokers have a shorter life expectancy than non-smokers. This is why life insurance companies charge smokers more for their insurance than non-smokers. It may reduce your life expectancy by as many as 15 to 25 years, depending on the number of cigarettes you smoke per day, the number of years you have smoked, and the age you started smoking.